Frequently Asked Questions (FAQ)

LIC Premium Calculator FAQ: How Accurate Are Calculations?

LIC Premium Calculator FAQ

Quick answers to common LIC calculator questions, like "How is LIC premium calculated?"

How accurate is an LIC premium calculator?
Our calculator gives close estimates using LIC’s standard formulas, but actual results may vary due to official rules. Tip: Check your policy document for exact figures.
Do I need personal info for an LIC calculator?
No, just enter age, sum assured, and term—no PAN or bank details needed. Tip: Use incognito mode for privacy.
Is this LIC calculator site official?
No, we’re an independent tool to simplify LIC calculations. Tip: Visit licindia.in for official quotes.
Why does my LIC calculator show wrong results?
Check your inputs like age or term. Still wrong? Ask an LIC agent. Tip: Use entry age, not current age.
Can I use an LIC calculator for tax planning?
Yes, but confirm Section 80C/10(10D) benefits with a tax expert. Tip: Log premiums for deductions.
How is LIC premium calculated?
It uses age, sum assured, term, policy type, and bonuses. Results are estimates—check LIC rates. Tip: Include rider costs.