Privacy Policy

Effective Date: 30/12/2024

At www.liccalculatorpremium.in, we respect your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including the LIC Calculator tool.

By using our website, you consent to the practices described in this Privacy Policy. Please read this policy carefully to understand how we handle your personal information.

1. Information We Collect

We may collect the following types of information when you visit our website or use our tools:

Personal Identification Information: This may include your name, email address, phone number, etc., if you voluntarily provide it when filling out contact forms or subscribing to our newsletter.
Non-Personal Identification Information: This includes information about your device, IP address, browser type, and browsing activity on our site. This information helps us improve our website and tools.

2. How We Use Your Information

We may use the information we collect for the following purposes:

To Provide Services: To process and respond to inquiries, feedback, or requests for assistance.
To Improve Our Website and Services: To analyze usage patterns, improve our website’s functionality, and enhance the user experience.
To Communicate with You: If you subscribe to our newsletter or provide us with contact details, we may send you updates, promotions, or relevant information related to our tools and services.
To Comply with Legal Obligations: We may use your information to comply with applicable laws and regulations.

3. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website. Cookies are small files stored on your device that help us track usage and preferences. These allow us to:

Remember your preferences and settings.
Understand how you interact with our site and improve functionality.
Provide targeted ads and content.

You can control cookie preferences by adjusting your browser settings. However, disabling cookies may affect your experience on the website.

4. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of electronic transmission or storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security.

5. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following circumstances:

Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, conducting business, or providing services to you (e.g., hosting, analytics).
Legal Compliance: We may disclose your information if required by law or in response to a legal request (e.g., a subpoena or court order).
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access: You can request a copy of the personal data we hold about you.
Correction: If your personal data is inaccurate or incomplete, you can request that we correct it.
Deletion: You can request that we delete your personal data, subject to certain exceptions (e.g., legal obligations).
Opt-Out: You can opt out of receiving promotional emails by clicking the unsubscribe link in the emails we send.

7. Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

8. Children’s Privacy

Our website is not intended for children under the age of 13, and we do not knowingly collect personal information from children. If we learn that we have collected personal data from a child under 13, we will take steps to delete that information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Effective Date” at the top of the page will be updated. We encourage you to review this Privacy Policy periodically for any updates.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: