Best LIC Plans for 2025: Plan Smart with the Free LIC Premium Calculator

Looking to secure your family’s future or grow your savings with LIC insurance? The Life Insurance Corporation of India (LIC) offers trusted plans tailored for protection, wealth creation, and retirement. At https://liccalculatorpremium.in/, our LIC Premium Calculator 2025 helps you explore these plans, calculate premiums instantly, and unlock tax savings—all for free! In this blog, we’ll highlight the best LIC plans for 2025, compare their features, and show how our free online LIC Calculator makes financial planning effortless.

Why LIC Plans Are a Smart Choice in 2025

LIC has been India’s go-to insurer for decades, offering reliable plans with unmatched benefits:

• Life Coverage: Ensure your loved ones are financially secure.
• Tax Advantages: Save up to ₹1.5 lakh under Section 80C and enjoy tax-free benefits under Section 10(10D).
• Flexible Options: Pay premiums yearly (2% discount), half-yearly, quarterly (-2% adjustment), or monthly (-5% adjustment).
• Investment Potential: Savings plans deliver steady returns for long-term goals.

With our LIC Premium Calculator, you can estimate premiums, compare plans, and maximize tax benefits in seconds. Let’s dive into the top LIC plans for 2025!

Top LIC Plans for 2025

LIC Jeevan Amar

A term insurance plan offering high coverage at low costs, perfect for family protection.

• Highlights:
  • Sum assured: ₹25 lakh to ₹100 crore.
  • Add-on riders for accidents or critical illnesses.
  • Tax deductions under Section 80C and 10(10D).
• Calculator Benefit: Use the LIC Jeevan Amar Calculator to compute premiums and death benefits tailored to your age and coverage needs.

LIC New Jeevan Anand

An endowment plan with whole-life coverage, blending savings and security.

• Highlights:
  • Maturity benefits with bonuses.
  • Coverage continues post-premium term.
  • Tax-free maturity under Section 10(10D).
• Calculator Benefit: The LIC Investment Calculator estimates returns and bonuses, helping you plan for wealth creation.

LIC Jeevan Umang

A whole-life plan with regular payouts, ideal for retirement income.

• Highlights:
  • Annual survival benefits from premium term end to age 100.
  • Flexible premium payment terms.
  • Tax benefits under Section 80C and 10(10D).
• Calculator Benefit: The LIC Maturity Calculator projects payouts and long-term benefits for retirement planning.

LIC Aadhaar Shila

A women-focused endowment plan for savings and protection.

• Highlights:
  • Loyalty additions for long-term holders.
  • Affordable premiums with tax savings.
  • Tailored for women’s financial needs.
• Calculator Benefit: The LIC Policy Calculator breaks down costs and benefits, empowering women to plan confidently.

Compare LIC Plans for 2025

Choosing the right plan can be tricky. Our comparison table below simplifies the decision by highlighting key features of these top LIC plans. Use our LIC Premium Calculator to get personalized premium and benefit estimates.

Plan Name	Plan Type	Sum Assured	Premium Modes	Tax Benefits	Key Features	Ideal For
LIC Jeevan Amar	Term Insurance	₹25L–₹100Cr	Yearly (2% discount), Half-Yearly, Quarterly (-2%), Monthly (-5%)	80C, 10(10D)	High coverage, riders available	Family security
LIC New Jeevan Anand	Endowment + Whole Life	₹1L–No Upper Limit	Yearly, Half-Yearly, Quarterly, Monthly	80C, 10(10D)	Bonuses, lifelong coverage	Savings + protection
LIC Jeevan Umang	Whole Life + Payouts	₹2L–No Upper Limit	Yearly, Half-Yearly, Quarterly, Monthly	80C, 10(10D)	Payouts till 100, lump-sum benefits	Retirement income
LIC Aadhaar Shila	Endowment (Women)	₹2L–No Upper Limit	Yearly, Half-Yearly, Quarterly, Monthly	80C, 10(10D)	Loyalty additions, women-focused	Women’s financial planning

Note: Premiums depend on age, term, and sum assured. Try our free online LIC Calculator for accurate, personalized estimates.

How Our LIC Premium Calculator Makes Planning Easy

The LIC Premium Calculator 2025 at https://liccalculatorpremium.in/ is your ultimate tool for smart financial decisions. Here’s why it stands out:

• Quick Premium Estimates: Input your age, sum assured, and term to see premiums for plans like LIC Jeevan Amar instantly.
• Tax Savings Insights: The LIC Tax Calculator highlights deductions under Section 80C (up to ₹1.5 lakh) and tax-free benefits under 10(10D), helping you save on taxes with LIC.
• Plan Comparison: Compare payment modes (e.g., yearly vs. monthly) and benefits side-by-side.
• Return Projections: For savings plans, the LIC Investment Calculator estimates IRR to evaluate growth.
• No Cost, No Hassle: Our ad-free, mobile-friendly tool requires no sign-ups.

Unlike competitors like Policybazaar or liccalc.com, our calculator offers a clean interface and 2025-updated data, including GST-free outlay calculations, for seamless planning.

Tips to Pick the Perfect LIC Plan

1. Know Your Needs: Want affordable protection? Choose LIC Jeevan Amar. Seeking savings? Try New Jeevan Anand or Aadhaar Shila.
2. Test Scenarios: Use our LIC Policy Calculator to experiment with different sums assured and terms.
3. Leverage Tax Benefits: Maximize savings with our LIC Tax Calculator for 80C and 10(10D) benefits.
4. Verify with LIC: Our estimates are reliable, but confirm details with an LIC agent for accuracy.
5. Plan Long-Term: Revisit the calculator yearly to adjust for life changes like income or family size.

Start Planning with LIC Today!

Take control of your financial future with the best LIC Calculator at https://liccalculatorpremium.in/. Calculate premiums, compare plans like LIC Jeevan Amar and Jeevan Umang, and unlock tax savings in minutes. Whether you’re protecting your family or building wealth, our free tool has you covered for 2025. Disclaimer: All calculations are estimates based on 2025 LIC data. For official details, contact LIC directly. Review our Disclaimer for more information. Got questions? Reach out via our Contact Us page or read our Privacy Policy to learn how we protect your data. Try the LIC Premium Calculator now and plan smarter with LIC!